Kandiantong: The professional plan includes distribution and members
The conclusion first: prepaid funds redeemed only for goods or services of this enterprise must be checked, under the rules for single-purpose commercial prepaid cards, for filing, articles of association, and fund management. Funds that can be used across legal entities may be multi-purpose, and the authorities differ.
Key points of the rules
This article is not legal advice. Categories, rates, and licenses follow the latest requirements of the platform and the competent authority.
Follow the current texts of the commerce authorities and related regulations. Local practice on registered cards, limits, and card-refund conditions must be confirmed locally.
System accounts cannot replace filing.
How the store cooperates
Principal, gifts, spending, and card refunds each have a ledger. The card-refund rules in the articles match the button behavior.
Do not use a personal WeChat wallet to take stored value aimed at unspecified consumers.
What to check before go-live
When implementing "single-purpose prepaid cards and member stored value," follow the latest platform documents and regulatory texts. The redemption scope decides the regulatory treatment.
When a license has expired, the category does not match, or the user does not meet conditions such as age, the settlement button is unavailable. The store only turns rules that are already allowed into fields and buttons. It does not replace a license.
Do not hide categories, forge qualifications, fake waybills, or pay multi-level compensation. The boundary of this page: prepaid funds redeemed only for goods or services of this enterprise must be checked, under the rules for single-purpose commercial prepaid cards, for filing, articles of association, and fund management. Funds that can be used across legal entities may be multi-purpose, and the authorities differ.
The next page is the deal page, so you can judge whether a monthly-fee template can cover it or whether it needs its own project.